Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,186 | $115,931-22.2% | $185,441-51.4% | $86,983+3.7% |
| Participation rate | 24.3% | 73.6%-49.3pp | 80.3%-55.9pp | 69.5%-45.2pp |
| Annual return | 18.83% | 21.47%-2.6pp | 20.16%-1.3pp | 25.83%-7.0pp |
| Employer contribution / active EE | $0 | $2,937-100.0% | $4,672-100.0% | $2,584-100.0% |
| Participant deferral / active EE | $1,343 | $4,551-70.5% | $6,152-78.2% | $4,194-68.0% |
| Admin fee / account holder | $14,496 | $10,687+35.6% | $17,890-19.0% | $7,856+84.5% |