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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,921 | $160,070-2.6% | $147,117+6.0% | $145,897+6.9% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 8.39% | 98.69%-90.3pp | 420.54%-412.1pp | 552.29%-543.9pp |
| Employer contribution / active EE | $22,767 | $5,285+330.8% | $4,932+361.6% | $4,663+388.3% |
| Participant deferral / active EE | $11,838 | $8,419+40.6% | $8,065+46.8% | $6,689+77.0% |
| Admin fee / account holder | $183,849 | $15,035+1122.8% | $12,993+1315.0% | $13,390+1273.0% |