Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,281 | $88,203+34.1% | $165,100-28.4% | $74,478+58.8% |
| Participation rate | 22.7% | 73.1%-50.4pp | 78.6%-55.9pp | 67.2%-44.5pp |
| Annual return | 12.11% | 17.13%-5.0pp | 70.21%-58.1pp | 1370.56%-1358.4pp |
| Employer contribution / active EE | $613 | $2,601-76.4% | $4,348-85.9% | $2,626-76.6% |
| Participant deferral / active EE | $3,207 | $4,505-28.8% | $6,035-46.9% | $4,350-26.3% |
| Admin fee / account holder | $17,038 | $2,235+662.3% | $12,696+34.2% | $1,946+775.6% |