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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,378 | $254,759-43.7% | $216,567-33.8% | $198,609-27.8% |
| Participation rate | 92.3% | 84.5%+7.8pp | 81.6%+10.7pp | 82.4%+9.9pp |
| Annual return | 17.33% | 10.04%+7.3pp | 12.94%+4.4pp | 202.70%-185.4pp |
| Employer contribution / active EE | $3,324 | $6,096-45.5% | $5,216-36.3% | $5,055-34.3% |
| Participant deferral / active EE | $12,957 | $6,948+86.5% | $6,191+109.3% | $6,977+85.7% |
| Admin fee / account holder | $7,656 | $26,311-70.9% | $21,981-65.2% | $19,030-59.8% |