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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,378 | $199,109-28.0% | $173,730-17.5% | $154,746-7.3% |
| Participation rate | 92.3% | 82.8%+9.5pp | 79.6%+12.7pp | 80.7%+11.6pp |
| Annual return | 17.33% | 20.02%-2.7pp | 19.96%-2.6pp | 172.34%-155.0pp |
| Employer contribution / active EE | $3,324 | $5,311-37.4% | $4,577-27.4% | $4,379-24.1% |
| Participant deferral / active EE | $12,957 | $7,113+82.2% | $6,326+104.8% | $6,730+92.5% |
| Admin fee / account holder | $7,656 | $20,916-63.4% | $17,523-56.3% | $14,365-46.7% |