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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $418,082 | $199,109+110.0% | $173,730+140.7% | $154,746+170.2% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 12.15% | 20.02%-7.9pp | 19.96%-7.8pp | 172.34%-160.2pp |
| Employer contribution / active EE | $3,232 | $5,311-39.2% | $4,577-29.4% | $4,379-26.2% |
| Participant deferral / active EE | $3,683 | $7,113-48.2% | $6,326-41.8% | $6,730-45.3% |
| Admin fee / account holder | $6,566 | $20,916-68.6% | $17,523-62.5% | $14,365-54.3% |