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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,233 | $156,398-2.0% | $147,318+4.0% | $138,895+10.3% |
| Participation rate | 91.7% | 83.8%+7.9pp | 82.1%+9.6pp | 79.9%+11.7pp |
| Annual return | 21.64% | 78.75%-57.1pp | 70.43%-48.8pp | 145.39%-123.8pp |
| Employer contribution / active EE | $1,752 | $4,853-63.9% | $4,593-61.9% | $4,194-58.2% |
| Participant deferral / active EE | $4,975 | $8,237-39.6% | $7,906-37.1% | $6,396-22.2% |
| Admin fee / account holder | $406 | $14,976-97.3% | $13,708-97.0% | $12,562-96.8% |