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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,945 | $132,634-39.0% | $115,768-30.1% | $137,256-41.0% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 14.49% | 160.70%-146.2pp | 100.46%-86.0pp | 220.34%-205.8pp |
| Employer contribution / active EE | $1,620 | $3,360-51.8% | $2,940-44.9% | $4,156-61.0% |
| Participant deferral / active EE | $5,117 | $5,619-8.9% | $4,917+4.1% | $6,407-20.1% |
| Admin fee / account holder | $4,959 | $15,028-67.0% | $12,439-60.1% | $12,270-59.6% |