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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,945 | $139,948-42.2% | $121,663-33.5% | $154,746-47.7% |
| Participation rate | 100.0% | 78.0%+22.0pp | 74.5%+25.5pp | 80.7%+19.3pp |
| Annual return | 14.49% | 230.52%-216.0pp | 147.54%-133.0pp | 172.34%-157.8pp |
| Employer contribution / active EE | $1,620 | $3,521-54.0% | $3,020-46.4% | $4,379-63.0% |
| Participant deferral / active EE | $5,117 | $5,629-9.1% | $4,887+4.7% | $6,730-24.0% |
| Admin fee / account holder | $4,959 | $17,321-71.4% | $14,289-65.3% | $14,365-65.5% |