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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,324 | $162,136-16.5% | $152,301-11.1% | $154,746-12.6% |
| Participation rate | 80.0% | 84.1%-4.1pp | 82.4%-2.4pp | 80.7%-0.7pp |
| Annual return | 13.79% | 91.02%-77.2pp | 80.50%-66.7pp | 172.34%-158.5pp |
| Employer contribution / active EE | $7,718 | $4,890+57.8% | $4,624+66.9% | $4,379+76.3% |
| Participant deferral / active EE | $6,630 | $8,341-20.5% | $8,004-17.2% | $6,730-1.5% |
| Admin fee / account holder | $12,057 | $15,759-23.5% | $14,398-16.3% | $14,365-16.1% |