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| Provider | Service type | Compensation |
|---|---|---|
LINCOLN NATIONAL CORPORATION10+ years Service code 13 · EIN 35-0472300 | Contract Administrator | $88,249 |
ERISA SPECIALIST3 years Service code 15 · EIN 47-3852281 | Recordkeeping | $17,912 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,822 | $55,472+58.3% | $155,567-43.5% | $74,546+17.8% |
| Participation rate | 100.0% | 61.9%+38.1pp | 78.2%+21.8pp | 67.2%+32.8pp |
| Annual return | 12.29% | 268.72%-256.4pp | 64.74%-52.4pp | 1366.03%-1353.7pp |
| Employer contribution / active EE | $3,939 | $2,269+73.6% | $4,674-15.7% | $2,624+50.1% |
| Participant deferral / active EE | $3,313 | $2,838+16.8% | $5,628-41.1% | $4,347-23.8% |
| Admin fee / account holder | $457 | $1,743-73.8% | $15,916-97.1% | $1,944-76.5% |