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| Provider | Service type | Compensation |
|---|---|---|
LINCOLN NATIONAL CORPORATION10+ years Service code 13 · EIN 35-0472300 | Contract Administrator | $88,249 |
ERISA SPECIALIST3 years Service code 15 · EIN 47-3852281 | Recordkeeping | $17,912 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,822 | $55,446+58.4% | $155,574-43.5% | $74,429+18.0% |
| Participation rate | 100.0% | 61.9%+38.1pp | 78.2%+21.8pp | 67.2%+32.8pp |
| Annual return | 12.29% | 269.20%-256.9pp | 64.87%-52.6pp | 1368.38%-1356.1pp |
| Employer contribution / active EE | $3,939 | $2,266+73.8% | $4,676-15.8% | $2,625+50.1% |
| Participant deferral / active EE | $3,313 | $2,836+16.8% | $5,629-41.1% | $4,348-23.8% |
| Admin fee / account holder | $457 | $1,743-73.8% | $15,914-97.1% | $1,944-76.5% |