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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,553 | $111,878+157.0% | $93,727+206.8% | $145,897+97.1% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 12.85% | 204.28%-191.4pp | 133.83%-121.0pp | 552.29%-539.4pp |
| Employer contribution / active EE | $486 | $3,092-84.3% | $2,421-79.9% | $4,663-89.6% |
| Participant deferral / active EE | $3,681 | $4,920-25.2% | $4,417-16.7% | $6,689-45.0% |
| Admin fee / account holder | $7,644 | $10,256-25.5% | $8,292-7.8% | $13,390-42.9% |