Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,267 | $81,262-20.9% | $155,602-58.7% | $80,911-20.6% |
| Participation rate | 43.6% | 66.2%-22.6pp | 78.2%-34.6pp | 67.6%-24.0pp |
| Annual return | 10.60% | 33.34%-22.7pp | 64.81%-54.2pp | 35.63%-25.0pp |
| Employer contribution / active EE | $1,200 | $3,102-61.3% | $4,675-74.3% | $2,756-56.5% |
| Participant deferral / active EE | $2,373 | $3,451-31.2% | $5,629-57.8% | $4,297-44.8% |
| Admin fee / account holder | $1,866 | $7,992-76.7% | $15,923-88.3% | $6,935-73.1% |