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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $461,370 | $251,004+83.8% | $191,597+140.8% | $138,895+232.2% |
| Participation rate | 73.3% | 82.4%-9.0pp | 76.9%-3.6pp | 79.9%-6.6pp |
| Annual return | 15.49% | 31.05%-15.6pp | 27.07%-11.6pp | 145.39%-129.9pp |
| Employer contribution / active EE | $5,480 | $6,226-12.0% | $5,025+9.1% | $4,194+30.7% |
| Participant deferral / active EE | $15,446 | $8,154+89.4% | $6,850+125.5% | $6,396+141.5% |
| Admin fee / account holder | $4,855 | $31,471-84.6% | $22,799-78.7% | $12,562-61.3% |