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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,523 | $102,385+57.8% | $147,080+9.8% | $80,935+99.6% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 11.66% | 135.09%-123.4pp | 420.17%-408.5pp | 35.66%-24.0pp |
| Employer contribution / active EE | $4,688 | $3,717+26.1% | $4,933-5.0% | $2,757+70.1% |
| Participant deferral / active EE | $9,077 | $6,651+36.5% | $8,066+12.5% | $4,299+111.1% |
| Admin fee / account holder | $2,555 | $7,951-67.9% | $12,989-80.3% | $6,924-63.1% |