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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,523 | $102,393+57.7% | $147,041+9.8% | $80,911+99.6% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 11.66% | 134.95%-123.3pp | 419.21%-407.6pp | 35.63%-24.0pp |
| Employer contribution / active EE | $4,688 | $3,715+26.2% | $4,935-5.0% | $2,756+70.1% |
| Participant deferral / active EE | $9,077 | $6,647+36.6% | $8,071+12.5% | $4,297+111.2% |
| Admin fee / account holder | $2,555 | $7,943-67.8% | $13,006-80.4% | $6,935-63.1% |