Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,505 | $87,166-59.3% | $76,735-53.7% | $137,256-74.1% |
| Participation rate | 45.0% | 74.4%-29.4pp | 69.5%-24.5pp | 80.0%-35.0pp |
| Annual return | 8.78% | 26.50%-17.7pp | 29.77%-21.0pp | 220.34%-211.6pp |
| Employer contribution / active EE | $3,841 | $2,904+32.3% | $2,454+56.5% | $4,156-7.6% |
| Participant deferral / active EE | $320 | $4,726-93.2% | $4,088-92.2% | $6,407-95.0% |
| Admin fee / account holder | $315 | $8,403-96.2% | $7,189-95.6% | $12,270-97.4% |