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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,718 | $288,797-2.1% | $239,577+18.0% | $382,429-26.1% |
| Participation rate | 95.5% | 85.8%+9.6pp | 82.1%+13.4pp | 87.7%+7.7pp |
| Annual return | 6.90% | -3.30%+10.2pp | -0.70%+7.6pp | 248.85%-242.0pp |
| Employer contribution / active EE | $9,091 | $8,558+6.2% | $7,232+25.7% | $8,036+13.1% |
| Participant deferral / active EE | $0 | $6,420-100.0% | $5,676-100.0% | $5,727-100.0% |
| Admin fee / account holder | $862 | $18,649-95.4% | $19,315-95.5% | $30,732-97.2% |