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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,056 | $81,476+124.7% | $102,383+78.8% | $80,925+126.2% |
| Participation rate | 63.2% | 66.8%-3.7pp | 74.5%-11.4pp | 67.7%-4.5pp |
| Annual return | 11.36% | 25.59%-14.2pp | 24.94%-13.6pp | 35.65%-24.3pp |
| Employer contribution / active EE | $5,270 | $3,105+69.8% | $3,870+36.2% | $2,756+91.2% |
| Participant deferral / active EE | $3,113 | $3,871-19.6% | $5,060-38.5% | $4,299-27.6% |
| Admin fee / account holder | $17,145 | $6,717+155.2% | $8,391+104.3% | $6,940+147.0% |