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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,615 | $114,119-15.3% | $107,187-9.9% | $138,895-30.4% |
| Participation rate | 77.8% | 78.1%-0.3pp | 75.0%+2.8pp | 79.9%-2.1pp |
| Annual return | 7.98% | 273.21%-265.2pp | 204.55%-196.6pp | 145.39%-137.4pp |
| Employer contribution / active EE | $2,779 | $4,059-31.5% | $3,782-26.5% | $4,194-33.8% |
| Participant deferral / active EE | $6,825 | $5,538+23.3% | $5,096+33.9% | $6,396+6.7% |
| Admin fee / account holder | $13,168 | $10,024+31.4% | $9,162+43.7% | $12,562+4.8% |