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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $382,383 | $209,336+82.7% | $197,124+94.0% | $137,256+178.6% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | -0.49% | 48.09%-48.6pp | 44.34%-44.8pp | 220.34%-220.8pp |
| Employer contribution / active EE | $9,022 | $6,591+36.9% | $6,227+44.9% | $4,156+117.1% |
| Participant deferral / active EE | $10,064 | $9,614+4.7% | $9,135+10.2% | $6,407+57.1% |
| Admin fee / account holder | $11,285 | $17,308-34.8% | $16,298-30.8% | $12,270-8.0% |