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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,251 | $136,860+51.4% | $120,344+72.2% | $154,746+33.9% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 11.64% | 21.38%-9.7pp | 20.30%-8.7pp | 172.34%-160.7pp |
| Employer contribution / active EE | $5,102 | $3,533+44.4% | $3,020+68.9% | $4,379+16.5% |
| Participant deferral / active EE | $0 | $5,793-100.0% | $5,135-100.0% | $6,730-100.0% |
| Admin fee / account holder | $5,063 | $15,393-67.1% | $12,742-60.3% | $14,365-64.8% |