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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,814 | $201,370+30.0% | $184,256+42.1% | $145,897+79.5% |
| Participation rate | 88.9% | 87.5%+1.4pp | 86.8%+2.1pp | 80.3%+8.6pp |
| Annual return | 87.49% | 29.05%+58.4pp | 28.85%+58.6pp | 552.29%-464.8pp |
| Employer contribution / active EE | $1,880 | $7,024-73.2% | $6,427-70.8% | $4,663-59.7% |
| Participant deferral / active EE | $4,947 | $9,808-49.6% | $9,133-45.8% | $6,689-26.0% |
| Admin fee / account holder | $1,290 | $16,364-92.1% | $13,899-90.7% | $13,390-90.4% |