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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,397 | $112,729-21.6% | $98,716-10.5% | $137,256-35.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 12.81% | 38.48%-25.7pp | 31.81%-19.0pp | 220.34%-207.5pp |
| Employer contribution / active EE | $5,964 | $2,725+118.8% | $2,279+161.8% | $4,156+43.5% |
| Participant deferral / active EE | $7,523 | $4,640+62.1% | $4,048+85.9% | $6,407+17.4% |
| Admin fee / account holder | $439 | $10,129-95.7% | $8,703-95.0% | $12,270-96.4% |