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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $542,174 | $171,492+216.2% | $150,734+259.7% | $198,609+173.0% |
| Participation rate | 100.0% | 81.4%+18.6pp | 78.4%+21.6pp | 82.4%+17.6pp |
| Annual return | 11.63% | 804.70%-793.1pp | 600.81%-589.2pp | 202.70%-191.1pp |
| Employer contribution / active EE | $25,859 | $5,470+372.7% | $4,918+425.8% | $5,055+411.5% |
| Participant deferral / active EE | $542 | $6,259-91.3% | $5,610-90.3% | $6,977-92.2% |
| Admin fee / account holder | $3,919 | $17,628-77.8% | $14,905-73.7% | $19,030-79.4% |