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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,717 | $72,071-47.7% | $68,368-44.8% | $137,256-72.5% |
| Participation rate | 50.0% | 76.2%-26.2pp | 73.8%-23.8pp | 80.0%-30.0pp |
| Annual return | 13.40% | 353.14%-339.7pp | 292.57%-279.2pp | 220.34%-206.9pp |
| Employer contribution / active EE | $744 | $2,788-73.3% | $2,649-71.9% | $4,156-82.1% |
| Participant deferral / active EE | $8,543 | $4,410+93.7% | $4,123+107.2% | $6,407+33.3% |
| Admin fee / account holder | $43,964 | $5,336+724.0% | $5,150+753.7% | $12,270+258.3% |