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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $564,811 | $180,749+212.5% | $160,784+251.3% | $137,256+311.5% |
| Participation rate | 94.4% | 80.0%+14.5pp | 77.0%+17.5pp | 80.0%+14.5pp |
| Annual return | 13.80% | 2234.46%-2220.7pp | 1803.92%-1790.1pp | 220.34%-206.5pp |
| Employer contribution / active EE | $2,530 | $4,155-39.1% | $3,733-32.2% | $4,156-39.1% |
| Participant deferral / active EE | $19,564 | $6,844+185.8% | $6,293+210.9% | $6,407+205.4% |
| Admin fee / account holder | $3,131 | $10,397-69.9% | $9,717-67.8% | $12,270-74.5% |