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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,972 | $51,638+78.1% | $68,368+34.5% | $82,448+11.6% |
| Participation rate | 90.4% | 63.6%+26.8pp | 73.8%+16.6pp | 68.1%+22.3pp |
| Annual return | 12.27% | 37.53%-25.3pp | 292.57%-280.3pp | 41.64%-29.4pp |
| Employer contribution / active EE | $2,865 | $2,047+40.0% | $2,649+8.1% | $2,551+12.3% |
| Participant deferral / active EE | $5,752 | $2,914+97.4% | $4,123+39.5% | $4,139+39.0% |
| Admin fee / account holder | $3,156 | $4,643-32.0% | $5,150-38.7% | $7,234-56.4% |