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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,787 | $78,562+72.8% | $105,608+28.6% | $74,429+82.4% |
| Participation rate | 40.2% | 72.8%-32.6pp | 75.3%-35.1pp | 67.2%-27.0pp |
| Annual return | 12.22% | 15.94%-3.7pp | 116.50%-104.3pp | 1368.38%-1356.2pp |
| Employer contribution / active EE | $998 | $2,521-60.4% | $3,167-68.5% | $2,625-62.0% |
| Participant deferral / active EE | $2,164 | $4,321-49.9% | $5,010-56.8% | $4,348-50.2% |
| Admin fee / account holder | $4,466 | $2,217+101.5% | $11,028-59.5% | $1,944+129.7% |