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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,163 | $81,487+42.6% | $102,412+13.4% | $80,935+43.5% |
| Participation rate | 93.5% | 66.8%+26.7pp | 74.5%+19.0pp | 67.7%+25.9pp |
| Annual return | 11.25% | 25.60%-14.3pp | 24.94%-13.7pp | 35.66%-24.4pp |
| Employer contribution / active EE | $322 | $3,103-89.6% | $3,870-91.7% | $2,757-88.3% |
| Participant deferral / active EE | $6,201 | $3,871+60.2% | $5,060+22.5% | $4,299+44.2% |
| Admin fee / account holder | $9,468 | $6,717+40.9% | $8,388+12.9% | $6,924+36.7% |