See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
MERRILL LYNCH PIERCE FENNER & SMITH10+ years Service code 15 · EIN 13-5674085 | Recordkeeping | $37,450 |
ADP BROKER-DEALER6 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $1,775 |
ADP BROKER-DEALER10+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,569 | $66,098+29.5% | $101,794-15.9% | $74,304+15.2% |
| Participation rate | 55.8% | 53.8%+2.0pp | 69.2%-13.4pp | 60.3%-4.6pp |
| Annual return | 14.80% | 19.59%-4.8pp | 30.53%-15.7pp | 29.43%-14.6pp |
| Employer contribution / active EE | $1,000 | $1,082-7.5% | $2,289-56.3% | $2,241-55.4% |
| Participant deferral / active EE | $4,006 | $2,781+44.1% | $4,084-1.9% | $3,767+6.3% |
| Admin fee / account holder | $194 | $4,146-95.3% | $8,777-97.8% | $2,969-93.5% |