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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,822 | $114,712+29.7% | $173,730-14.3% | $87,485+70.1% |
| Participation rate | 76.0% | 73.0%+3.0pp | 79.6%-3.6pp | 68.9%+7.1pp |
| Annual return | 15.59% | 20.18%-4.6pp | 19.96%-4.4pp | 26.06%-10.5pp |
| Employer contribution / active EE | $598 | $2,904-79.4% | $4,577-86.9% | $2,596-76.9% |
| Participant deferral / active EE | $5,662 | $4,642+22.0% | $6,326-10.5% | $4,274+32.5% |
| Admin fee / account holder | $1,211 | $10,210-88.1% | $17,523-93.1% | $7,775-84.4% |