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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,822 | $115,931+28.4% | $185,441-19.7% | $86,983+71.1% |
| Participation rate | 76.0% | 73.6%+2.4pp | 80.3%-4.3pp | 69.5%+6.5pp |
| Annual return | 15.59% | 21.47%-5.9pp | 20.16%-4.6pp | 25.83%-10.2pp |
| Employer contribution / active EE | $598 | $2,937-79.6% | $4,672-87.2% | $2,584-76.8% |
| Participant deferral / active EE | $5,662 | $4,551+24.4% | $6,152-8.0% | $4,194+35.0% |
| Admin fee / account holder | $1,211 | $10,687-88.7% | $17,890-93.2% | $7,856-84.6% |