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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,867 | $125,237-5.1% | $105,608+12.6% | $145,877-18.5% |
| Participation rate | 5.3% | 77.7%-72.4pp | 75.3%-70.0pp | 80.3%-75.0pp |
| Annual return | 19.18% | 225.76%-206.6pp | 116.50%-97.3pp | 551.28%-532.1pp |
| Employer contribution / active EE | $1,709 | $3,720-54.1% | $3,167-46.0% | $4,663-63.4% |
| Participant deferral / active EE | $3,525 | $5,711-38.3% | $5,010-29.6% | $6,691-47.3% |
| Admin fee / account holder | $754 | $17,287-95.6% | $11,028-93.2% | $13,402-94.4% |