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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,867 | $126,519-6.0% | $106,201+11.9% | $145,959-18.6% |
| Participation rate | 5.3% | 77.7%-72.4pp | 75.3%-70.0pp | 80.3%-75.0pp |
| Annual return | 19.18% | 225.10%-205.9pp | 116.26%-97.1pp | 561.95%-542.8pp |
| Employer contribution / active EE | $1,709 | $3,726-54.1% | $3,170-46.1% | $4,661-63.3% |
| Participant deferral / active EE | $3,525 | $5,716-38.3% | $5,012-29.7% | $6,689-47.3% |
| Admin fee / account holder | $754 | $17,312-95.6% | $11,039-93.2% | $13,398-94.4% |