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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,904,696 | $129,737+1368.1% | $119,126+1498.9% | $154,746+1130.9% |
| Participation rate | 50.0% | 78.9%-28.9pp | 75.8%-25.8pp | 80.7%-30.7pp |
| Annual return | 10.77% | 379.08%-368.3pp | 282.11%-271.3pp | 172.34%-161.6pp |
| Employer contribution / active EE | $13,889 | $4,375+217.5% | $4,034+244.3% | $4,379+217.2% |
| Participant deferral / active EE | $59,639 | $5,842+920.9% | $5,318+1021.5% | $6,730+786.1% |
| Admin fee / account holder | $383,987 | $11,961+3110.4% | $10,693+3490.9% | $14,365+2573.0% |