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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,749 | $63,809+352.5% | $81,353+254.9% | $80,935+256.8% |
| Participation rate | 100.0% | 63.9%+36.1pp | 69.5%+30.5pp | 67.7%+32.3pp |
| Annual return | 14.24% | 16.37%-2.1pp | 24.82%-10.6pp | 35.66%-21.4pp |
| Employer contribution / active EE | $5,068 | $1,981+155.9% | $2,464+105.7% | $2,757+83.8% |
| Participant deferral / active EE | $9,136 | $3,093+195.4% | $3,885+135.2% | $4,299+112.5% |
| Admin fee / account holder | $11,128 | $5,686+95.7% | $5,766+93.0% | $6,924+60.7% |