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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,782 | $102,429+16.9% | $147,096-18.6% | $80,925+48.0% |
| Participation rate | 72.7% | 75.9%-3.1pp | 82.2%-9.5pp | 67.7%+5.1pp |
| Annual return | 9.17% | 135.02%-125.9pp | 419.75%-410.6pp | 35.65%-26.5pp |
| Employer contribution / active EE | $1,113 | $3,716-70.1% | $4,936-77.5% | $2,756-59.6% |
| Participant deferral / active EE | $4,265 | $6,649-35.8% | $8,071-47.2% | $4,299-0.8% |
| Admin fee / account holder | $560 | $7,957-93.0% | $13,005-95.7% | $6,940-91.9% |