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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,481 | $71,208-1.0% | $93,681-24.8% | $80,911-12.9% |
| Participation rate | 0.0% | 60.4%-60.4pp | 68.7%-68.7pp | 67.6%-67.6pp |
| Annual return | 20.23% | 11.27%+9.0pp | 133.47%-113.2pp | 35.63%-15.4pp |
| Employer contribution / active EE | $407 | $1,564-74.0% | $2,422-83.2% | $2,756-85.2% |
| Participant deferral / active EE | $1,607 | $4,035-60.2% | $4,415-63.6% | $4,297-62.6% |
| Admin fee / account holder | $3,566 | $6,951-48.7% | $8,290-57.0% | $6,935-48.6% |