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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,481 | $71,215-1.0% | $93,696-24.8% | $80,935-12.9% |
| Participation rate | 0.0% | 60.4%-60.4pp | 68.7%-68.7pp | 67.7%-67.7pp |
| Annual return | 20.23% | 11.27%+9.0pp | 133.74%-113.5pp | 35.66%-15.4pp |
| Employer contribution / active EE | $407 | $1,565-74.0% | $2,422-83.2% | $2,757-85.2% |
| Participant deferral / active EE | $1,607 | $4,037-60.2% | $4,417-63.6% | $4,299-62.6% |
| Admin fee / account holder | $3,566 | $6,958-48.7% | $8,287-57.0% | $6,924-48.5% |