Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,105 | $59,467-76.3% | $93,727-85.0% | $74,478-81.1% |
| Participation rate | 61.3% | 59.6%+1.7pp | 68.7%-7.4pp | 67.2%-5.9pp |
| Annual return | 10.55% | 82.14%-71.6pp | 133.83%-123.3pp | 1370.56%-1360.0pp |
| Employer contribution / active EE | $1,520 | $1,267+20.0% | $2,421-37.2% | $2,626-42.1% |
| Participant deferral / active EE | $2,413 | $3,052-20.9% | $4,417-45.4% | $4,350-44.5% |
| Admin fee / account holder | $4,416 | $3,028+45.8% | $8,292-46.7% | $1,946+126.9% |