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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,015 | $112,729-61.8% | $98,716-56.4% | $137,256-68.7% |
| Participation rate | 80.0% | 74.2%+5.8pp | 69.3%+10.7pp | 80.0%0pp |
| Annual return | 22.03% | 38.48%-16.5pp | 31.81%-9.8pp | 220.34%-198.3pp |
| Employer contribution / active EE | $2,753 | $2,725+1.0% | $2,279+20.8% | $4,156-33.8% |
| Participant deferral / active EE | $4,774 | $4,640+2.9% | $4,048+18.0% | $6,407-25.5% |
| Admin fee / account holder | $1,526 | $10,129-84.9% | $8,703-82.5% | $12,270-87.6% |