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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,024 | $88,754-49.3% | $81,820-45.0% | $145,877-69.1% |
| Participation rate | 50.0% | 75.1%-25.1pp | 72.4%-22.4pp | 80.3%-30.3pp |
| Annual return | 12.88% | 1031.77%-1018.9pp | 777.93%-765.0pp | 551.28%-538.4pp |
| Employer contribution / active EE | $1,280 | $3,085-58.5% | $2,915-56.1% | $4,663-72.6% |
| Participant deferral / active EE | $4,157 | $4,648-10.6% | $4,323-3.8% | $6,691-37.9% |
| Admin fee / account holder | $3,252 | $8,424-61.4% | $7,391-56.0% | $13,402-75.7% |