Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,797 | $81,504-46.3% | $102,437-57.2% | $80,959-45.9% |
| Participation rate | 28.2% | 66.9%-38.6pp | 74.5%-46.3pp | 67.7%-39.5pp |
| Annual return | 13.46% | 25.60%-12.1pp | 24.95%-11.5pp | 35.67%-22.2pp |
| Employer contribution / active EE | $399 | $3,104-87.1% | $3,871-89.7% | $2,757-85.5% |
| Participant deferral / active EE | $1,792 | $3,871-53.7% | $5,060-64.6% | $4,300-58.3% |
| Admin fee / account holder | $6,429 | $6,719-4.3% | $8,388-23.4% | $6,925-7.2% |