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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,161 | $208,088-41.8% | $186,193-34.9% | $154,746-21.7% |
| Participation rate | 84.6% | 80.0%+4.6pp | 77.1%+7.5pp | 80.7%+3.9pp |
| Annual return | 13.19% | 89.97%-76.8pp | 78.03%-64.8pp | 172.34%-159.1pp |
| Employer contribution / active EE | $2,478 | $4,340-42.9% | $3,918-36.8% | $4,379-43.4% |
| Participant deferral / active EE | $10,259 | $7,078+44.9% | $6,513+57.5% | $6,730+52.4% |
| Admin fee / account holder | $8,101 | $11,698-30.7% | $11,058-26.7% | $14,365-43.6% |