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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $325,688 | $160,070+103.5% | $147,117+121.4% | $145,897+123.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.49% | 98.69%-86.2pp | 420.54%-408.0pp | 552.29%-539.8pp |
| Employer contribution / active EE | $5,640 | $5,285+6.7% | $4,932+14.3% | $4,663+21.0% |
| Participant deferral / active EE | $7,050 | $8,419-16.3% | $8,065-12.6% | $6,689+5.4% |
| Admin fee / account holder | $5,053 | $15,035-66.4% | $12,993-61.1% | $13,390-62.3% |