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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,956 | $160,070+85.5% | $147,117+101.9% | $145,897+103.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 15.48% | 98.69%-83.2pp | 420.54%-405.1pp | 552.29%-536.8pp |
| Employer contribution / active EE | $8,246 | $5,285+56.0% | $4,932+67.2% | $4,663+76.9% |
| Participant deferral / active EE | $13,813 | $8,419+64.1% | $8,065+71.3% | $6,689+106.5% |
| Admin fee / account holder | $7,891 | $15,035-47.5% | $12,993-39.3% | $13,390-41.1% |