Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,005 | $88,672-17.7% | $105,223-30.6% | $82,448-11.5% |
| Participation rate | 33.3% | 67.9%-34.6pp | 75.0%-41.7pp | 68.1%-34.7pp |
| Annual return | 11.79% | 30.86%-19.1pp | 180.65%-168.9pp | 41.64%-29.8pp |
| Employer contribution / active EE | $1,634 | $3,048-46.4% | $3,689-55.7% | $2,551-35.9% |
| Participant deferral / active EE | $3,470 | $4,036-14.0% | $5,072-31.6% | $4,139-16.2% |
| Admin fee / account holder | $7,483 | $7,146+4.7% | $8,859-15.5% | $7,234+3.4% |