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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,705 | $110,379-45.0% | $102,412-40.7% | $145,884-58.4% |
| Participation rate | 43.5% | 77.9%-34.5pp | 74.5%-31.0pp | 80.3%-36.8pp |
| Annual return | 14.78% | 24.84%-10.1pp | 24.94%-10.2pp | 551.85%-537.1pp |
| Employer contribution / active EE | $1,780 | $4,216-57.8% | $3,870-54.0% | $4,662-61.8% |
| Participant deferral / active EE | $3,983 | $5,622-29.1% | $5,060-21.3% | $6,690-40.5% |
| Admin fee / account holder | $29,558 | $9,745+203.3% | $8,388+252.4% | $13,392+120.7% |