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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,874 | $125,237-84.9% | $105,608-82.1% | $145,877-87.1% |
| Participation rate | 22.2% | 77.7%-55.4pp | 75.3%-53.1pp | 80.3%-58.1pp |
| Annual return | 15.53% | 225.76%-210.2pp | 116.50%-101.0pp | 551.28%-535.7pp |
| Employer contribution / active EE | $787 | $3,720-78.8% | $3,167-75.1% | $4,663-83.1% |
| Participant deferral / active EE | $888 | $5,711-84.5% | $5,010-82.3% | $6,691-86.7% |
| Admin fee / account holder | $125 | $17,287-99.3% | $11,028-98.9% | $13,402-99.1% |