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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,631 | $132,634-76.2% | $115,768-72.7% | $137,256-77.0% |
| Participation rate | 22.2% | 77.9%-55.7pp | 74.4%-52.2pp | 80.0%-57.7pp |
| Annual return | 22.68% | 160.70%-138.0pp | 100.46%-77.8pp | 220.34%-197.7pp |
| Employer contribution / active EE | $866 | $3,360-74.2% | $2,940-70.5% | $4,156-79.2% |
| Participant deferral / active EE | $1,017 | $5,619-81.9% | $4,917-79.3% | $6,407-84.1% |
| Admin fee / account holder | $219 | $15,028-98.5% | $12,439-98.2% | $12,270-98.2% |