Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,044 | $102,382-39.4% | $147,005-57.8% | $80,874-23.3% |
| Participation rate | 59.4% | 75.8%-16.5pp | 82.2%-22.8pp | 67.6%-8.3pp |
| Annual return | 11.88% | 134.89%-123.0pp | 418.76%-406.9pp | 35.62%-23.7pp |
| Employer contribution / active EE | $352 | $3,715-90.5% | $4,934-92.9% | $2,756-87.2% |
| Participant deferral / active EE | $4,901 | $6,646-26.3% | $8,070-39.3% | $4,297+14.1% |
| Admin fee / account holder | $20,682 | $7,942+160.4% | $13,006+59.0% | $6,935+198.2% |