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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,131 | $81,446-23.7% | $103,374-39.9% | $80,874-23.2% |
| Participation rate | 30.0% | 66.9%-36.9pp | 74.5%-44.5pp | 67.6%-37.6pp |
| Annual return | 11.26% | 25.57%-14.3pp | 24.89%-13.6pp | 35.62%-24.4pp |
| Employer contribution / active EE | $1,120 | $3,107-64.0% | $3,869-71.1% | $2,756-59.4% |
| Participant deferral / active EE | $2,352 | $3,870-39.2% | $5,058-53.5% | $4,297-45.3% |
| Admin fee / account holder | $146 | $6,715-97.8% | $8,394-98.3% | $6,935-97.9% |