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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,613 | $88,710-77.9% | $81,783-76.0% | $145,959-86.6% |
| Participation rate | 73.3% | 75.0%-1.7pp | 72.4%+1.0pp | 80.3%-7.0pp |
| Annual return | 10.73% | 1027.26%-1016.5pp | 775.05%-764.3pp | 561.95%-551.2pp |
| Employer contribution / active EE | $523 | $3,083-83.1% | $2,913-82.1% | $4,661-88.8% |
| Participant deferral / active EE | $2,571 | $4,645-44.7% | $4,320-40.5% | $6,689-61.6% |
| Admin fee / account holder | $2,773 | $8,407-67.0% | $7,380-62.4% | $13,398-79.3% |