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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,613 | $88,815-77.9% | $81,882-76.0% | $145,897-86.6% |
| Participation rate | 73.3% | 75.1%-1.7pp | 72.4%+0.9pp | 80.3%-7.0pp |
| Annual return | 10.73% | 1033.75%-1023.0pp | 779.47%-768.7pp | 552.29%-541.6pp |
| Employer contribution / active EE | $523 | $3,086-83.1% | $2,916-82.1% | $4,663-88.8% |
| Participant deferral / active EE | $2,571 | $4,647-44.7% | $4,323-40.5% | $6,689-61.6% |
| Admin fee / account holder | $2,773 | $8,434-67.1% | $7,360-62.3% | $13,390-79.3% |