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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,957 | $160,070+96.8% | $147,117+114.1% | $145,897+115.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 18.56% | 98.69%-80.1pp | 420.54%-402.0pp | 552.29%-533.7pp |
| Employer contribution / active EE | $4,589 | $5,285-13.2% | $4,932-7.0% | $4,663-1.6% |
| Participant deferral / active EE | $8,263 | $8,419-1.9% | $8,065+2.5% | $6,689+23.5% |
| Admin fee / account holder | $1,283 | $15,035-91.5% | $12,993-90.1% | $13,390-90.4% |