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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,957 | $160,040+96.8% | $147,096+114.1% | $145,877+115.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 18.56% | 98.49%-79.9pp | 419.75%-401.2pp | 551.28%-532.7pp |
| Employer contribution / active EE | $4,589 | $5,289-13.2% | $4,936-7.0% | $4,663-1.6% |
| Participant deferral / active EE | $8,263 | $8,429-2.0% | $8,071+2.4% | $6,691+23.5% |
| Admin fee / account holder | $1,283 | $15,050-91.5% | $13,005-90.1% | $13,402-90.4% |