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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,405 | $156,398+33.9% | $147,318+42.1% | $138,895+50.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 16.62% | 78.75%-62.1pp | 70.43%-53.8pp | 145.39%-128.8pp |
| Employer contribution / active EE | $2,730 | $4,853-43.8% | $4,593-40.6% | $4,194-34.9% |
| Participant deferral / active EE | $11,457 | $8,237+39.1% | $7,906+44.9% | $6,396+79.1% |
| Admin fee / account holder | $4,189 | $14,976-72.0% | $13,708-69.4% | $12,562-66.7% |