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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,649 | $160,070+100.9% | $147,117+118.6% | $145,897+120.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.24% | 98.69%-86.4pp | 420.54%-408.3pp | 552.29%-540.1pp |
| Employer contribution / active EE | $4,385 | $5,285-17.0% | $4,932-11.1% | $4,663-6.0% |
| Participant deferral / active EE | $11,234 | $8,419+33.4% | $8,065+39.3% | $6,689+67.9% |
| Admin fee / account holder | $11,433 | $15,035-24.0% | $12,993-12.0% | $13,390-14.6% |